Who to Give to

Is it not to deal thy bread to the hungry, and that thou bring the poor that are cast out to thy house? when thou seest the naked, that thou cover him; and that thou hide not thyself from thine own flesh? (Isaiah 58:7)

He that hath a bountiful eye shall be blessed; for he giveth of his bread to the poor. (Prov 22:9)

If thine enemy be hungry, give him bread to eat; and if he be thirsty, give him water to drink: (Prov 25:21)

He that giveth unto the poor shall not lack: but he that hideth his eyes shall have many a curse. (Prov 28:27)

Whenever I think about charitable giving I think to the eventuality that I will run out of money. I think of people taking advantage of my generosity and me going bankrupt. But not only in moral literature but in pragmatic wisdom literature, God promises that you cannot out-give him. As was discussed previously, some discernment should be exercised, or you will undoubtedly go into debt. But giving to genuine needs in measure to how God has blessed you will result in spiritual vigour and not in poverty. It is good for you to give, especially to your enemy. I am not convinced that formally organised charities are included in this command to give. There are thousands of charities that will gladly take your money and may not have need for it. But individuals that are not willing vagrants will normally only accept charity in real need. It is to individuals we personally come into contact that we are to give especially. This will bring the greatest personal blessing and the greatest benefit to the other.
By the way, I give to a charity and to mission organisations regularly, I am not trying to justify myself.